Apply for Salary Overdraft
Salary Overdraft Eligibility
- Applicant must be a salaried employee
- Age between 21 to 60 years
- Minimum monthly salary requirement
- Salary account with partner bank preferred
Required Documents
- Aadhaar Card
- PAN Card
- Salary Slips (Last 3 Months)
- Bank Statement (Last 6 Months)
- Employee ID / Company Proof
Frequently Asked Questions
Salary overdraft is a credit facility that allows salaried employees to withdraw money beyond their account balance up to a predefined limit.
You can typically get an overdraft of up to 2–3 times your monthly salary depending on lender policies.
No, salary overdraft facilities are usually unsecured and based on your salary and banking relationship.
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